LifeGuy Financial Center https://lifeguy.com We'll help you KEEP YOUR PROMISES! Life | Retirement | Annuities | Health Wed, 07 Feb 2024 20:39:24 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.5 https://lifeguy.com/wp-content/uploads/2023/03/cropped-LifeGuy-logo-new-square-white-bg-32x32.jpg LifeGuy Financial Center https://lifeguy.com 32 32 Think You’re Covered? Why Employer Life Insurance Isn’t Always Enough https://lifeguy.com/think-youre-covered-why-employer-life-insurance-isnt-always-enough/ Wed, 07 Feb 2024 20:39:24 +0000 https://lifeguy.com/?p=1077 So, you’ve got life insurance through your job. Score! Freebie, right? Well, hold up just a sec. While it’s awesome that your employer cares about your well-being, relying solely on their life insurance might leave you in a bit of a pickle. Let’s dive in and chat about why having your own personal policy is the way to go. The[...]

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]]> Smart Money Moves Now, for Lowest Tax Bracket https://lifeguy.com/smart-money-moves-now-for-lowest-tax-bracket/ Tue, 02 Jan 2024 17:25:30 +0000 https://lifeguy.com/?p=1064 Strategic Tax Planning: Leveraging Asset Allocation for Lower Income Taxes in the Future   Income Taxation and How Tax Brackets Work Understanding tax brackets is foundational for effective tax planning. The U.S. tax system is progressive, meaning that as your income increases, so does the tax rate on your additional income. This system divides income into segments (brackets), each taxed[...]

The post Smart Money Moves Now, for Lowest Tax Bracket first appeared on LifeGuy Financial Center.

]]> Savvy Millennials Increasing Financial Stability With This Tried and True Approach: The Power of Compound Interest https://lifeguy.com/savvy-millennials-increasing-financial-stability-with-this-tried-and-true-approach-the-power-of-compound-interest/ Mon, 01 Jan 2024 19:44:18 +0000 https://lifeguy.com/?p=1061 Some financial instruments successfully used by generations have protected families against risk of market fluctuations, high taxation and litigation. Now, Millennials are learning about cash-value and the power of compound interest, add-on riders to help them increase retirement savings, protect from increased taxes, economy volatility, get rid of debt and eliminate financial risk even if they lose their income due[...]

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]]> Uneasy about the economy? Do this one thing to protect from market fluctuations https://lifeguy.com/uneasy-about-the-economy-do-this-one-thing-to-protect-from-market-fluctuations/ Tue, 12 Dec 2023 13:54:11 +0000 https://lifeguy.com/?p=1040 Ups and downs in the economic cycles normally affect most people’s finances to the point where retirement funds get diminished, home values balloon and drop, assets lose value over time, inflation does a number on buying power. One safe haven asset can protect your money from market downturns

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]]> Did You Set Your Financial Goals For Next Year? https://lifeguy.com/did-you-set-your-financial-goal-for-next-year/ Mon, 04 Dec 2023 06:32:23 +0000 https://lifeguy.com/?p=1021 It’s that time when we’re counting our proverbial annual chickens. How do we make next year better and closer to our goals? We’ll, take a piece of paper. I mean it, go get it, or pull up your favorite note app. Write this down: “Hopes for next year: – same – worse – better.”   How are you gonna make[...]

The post Did You Set Your Financial Goals For Next Year? first appeared on LifeGuy Financial Center.

]]> Stuff Your Portfolio, Not Just Your Turkey: Plan for a Future Worth Savoring https://lifeguy.com/stuff-your-portfolio-not-just-your-turkey-plan-for-a-future-worth-savoring/ Mon, 20 Nov 2023 15:40:22 +0000 https://lifeguy.com/?p=986     Happy Thanksgiving! While you count your blessings don’t forget the star of the show – you! Your hard work and determination throughout the year are truly worth celebrating. Congratulate your past self for making it here, today. And to make it easy to thank yourself again tomorrow, do yourself a favor: talk to LifeGuy about your plans for[...]

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]]> Bet you have no idea how many Americans retire with $1,000,000 https://lifeguy.com/bet-you-have-no-idea-how-many-americans-retire-with-1000000/ Wed, 15 Nov 2023 17:02:51 +0000 https://lifeguy.com/?p=972 First, let me show you how – theoretically – one can retire a Millionaire on a $50,000 income. Then, we’ll see how one can become a millionaire by retirement age with just the cost of a coffee a day, or $5/day contribution (if starting early enough). For this, I like to use an official compound interest calculator from INVESTOR.GOV –[...]

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]]> How to make $1,000,000 by retirement? Start NOW! https://lifeguy.com/how-to-make-1000000-by-retirement-start-young/ Tue, 31 Oct 2023 06:19:38 +0000 https://lifeguy.com/?p=958 One of the most asked question I get: “What does it take to get to a million dollars in retirement?” The answer is simple: discipline, time and of course, money. In my “Milion Dolar Retirement” Blueprint I’ll show you how you can still reach $1,000,000 in retirement savings even if you missed the boat on saving when you were younger.[...]

The post How to make $1,000,000 by retirement? Start NOW! first appeared on LifeGuy Financial Center.

]]> When I get asked “What do you do (for a living)?” this is my reply https://lifeguy.com/when-i-get-asked-what-do-you-do-for-a-living-this-is-my-reply/ Tue, 31 Oct 2023 05:08:27 +0000 https://lifeguy.com/?p=951 I help people get $1,000,000 extra in their retirement. I used to say that I help people protect themselves and their families from risks while building wealth safely and increasing their retirement funds, but that doesn’t have the same ring to it. So I rounded it up in one simple goal. Could you use an extra $1,000,000 in your retirement?[...]

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]]> There is an exclusive “Million Dollar Retirement” Club, and you’re invited https://lifeguy.com/join-the-million-dollar-retirement-club/ Tue, 31 Oct 2023 03:27:01 +0000 https://lifeguy.com/?p=932 There’s an exclusive group of the top 10% earners in this world, and that’s the Million Dollar Retirement Club. That’s right, only one in ten Americans get to enjoy a retirement backed by $1,000,000 or more in savings and assets. Furthermore, if you have over $2,000,000 in assets in retirement, you’re in the 2% baby! I know you have dreams[...]

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]]> Remember today: Your FIRST day towards your million dollar retirement https://lifeguy.com/remember-today-your-first-day-to-your-million-dollar-retirement/ Tue, 31 Oct 2023 02:58:44 +0000 https://lifeguy.com/?p=928 Did you know that only 10% of people reach over $1,000,000 in retirement savings? I can hear your brain wheels spinning: “That can’t be true, I gotta fact check this”. We’ll, go ahead. I’ll wait… That million dollar seemed a lot easier to reach, in your mind, didn’t it? Well, reality is in the statistics. But you can make yourself[...]

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]]> How Do You Like This Math? Add (+) $1,000,000 To Your Retirement Fund https://lifeguy.com/how-do-you-like-this-math-add-1000000-to-your-retirement-fund/ Tue, 31 Oct 2023 00:32:20 +0000 https://lifeguy.com/?p=923 Ohhh boy, we’re gonna have fun! And to make sure we’ll be able to pay for all that retirement fun, we better prepare now. Look, the math is simple: your retirement plan could use another million dollars. Let’s be honest, if you knew of another way to add a million to your retirement cushion, you would have done it. I’m[...]

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]]> The Prosperity Quest: How Savvy Millennials are Reinventing Retirement Planning with This Surprising Strategy https://lifeguy.com/the-prosperity-quest-how-savvy-millennials-are-reinventing-retirement-planning-with-this-surprising-strategy/ Tue, 24 Oct 2023 22:43:23 +0000 https://lifeguy.com/?p=911 Save. Diversify. Guarantee! We’ve all received the advice to “save for rainy days” and “don’t put all of your eggs in one basket”. Today, more millennials are discovering how to add a layer of security to their saving for retirement strategy, by utilizing financial tools that will guarantee a better, more secure retirement. For decades, these tools have been successfully[...]

The post The Prosperity Quest: How Savvy Millennials are Reinventing Retirement Planning with This Surprising Strategy first appeared on LifeGuy Financial Center.

]]> The hidden secret that banks don’t want you to know https://lifeguy.com/the-hidden-secret-that-banks-dont-want-you-to-know/ Thu, 07 Sep 2023 05:51:33 +0000 https://lifeguy.com/?p=904 Did you know that you can get easy loans only backed by your life insurance as collateral? No credit check needed. No co-signers. Pay back at your own pace. You can use the funds for anything you want or need, like start a business, use as an emergency fund, even  withdraw money to supplement your retirement. All this can be[...]

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]]> “Cash Value” Life – How to take your financial power back from banks https://lifeguy.com/cash-value-life/ Thu, 07 Sep 2023 05:26:35 +0000 https://lifeguy.com/?p=899 What is “Cash Value Life” strategy? For hundreds of years, many savvy financially educated individuals and companies have taken advantage of a little-known side-effect of life insurance: “cash value” or equity life insurance policies, which pay the policy owner portions of profits, or an interest on money paid into a life insurance policy. To be able to pay benefits, insurance[...]

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]]> NO stupid questions here https://lifeguy.com/no-stupid-questions-here/ Mon, 04 Sep 2023 04:27:32 +0000 https://lifeguy.com/?p=892 Ask ANY questions related to insurance, finances, retirement. No investment advice here, just good financial common sense.   info@LifeGuy.com 877-LIFE GUY      

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]]> Lower premiums? Tell your insurance company LifeGuy sent you https://lifeguy.com/lower-premiums-tell-your-insurance-company-lifeguy-sent-you/ Sun, 27 Aug 2023 02:00:05 +0000 https://lifeguy.com/?p=886 You need some coverage. Not sure how much that’ll cost you? No problem – compare rates here: 1-877-LIFE GUY  info@LifeGuy.com       

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]]> It Takes a Village: The Story of The Four Shepherds https://lifeguy.com/it-takes-a-village-the-story-of-the-four-shepherds/ Fri, 25 Aug 2023 18:04:44 +0000 https://lifeguy.com/?p=881 Shep, Shappy, Sheppar and Shephari lived on a hill by the river, with their respective families and their herds of animals. On a good day, their farm would produce just enough to provide for themselves and their families. One day, Shep fell ill. He got so weak, that he couldn’t tend to his farm duties. His family knew very little[...]

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]]> This just in: Good news – We live longer! Bad news – need to save more for retirement https://lifeguy.com/this-just-in-good-news-we-live-longer-bad-news-need-to-save-more-for-retirement/ Fri, 25 Aug 2023 16:53:15 +0000 https://lifeguy.com/?p=873 The genie granted your wish: you’ll live longer! Did your retirement savings strategy adjust accordingly, to make sure you don’t deplete your funds too soon? One of the indirect effects of longer expected life span, the life insurance companies pay death benefits later than predicted, turning a higher than expected profit. In return, some of this profit goes back to[...]

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]]> Your life has built equity. Use it to your advantage https://lifeguy.com/your-life-has-built-equity-use-it-to-your-advantage/ Fri, 25 Aug 2023 16:25:12 +0000 https://lifeguy.com/?p=871 Retirement road map blueprint for YOUR specific situation. Are you on the right track? https://lifeguy.com/retirement-road-map-blueprint-for-your-specific-situation-are-you-on-the-right-track/ Fri, 25 Aug 2023 15:59:32 +0000 https://lifeguy.com/?p=865 Wherever you are in your retirement planning journey, you ought to know these new rules affecting your retirement planning. The SECURE Act 2.0 of 2022 has brought some changes, plus you can now take advantage of new tools to grow and secure your retirement. Your hard earned income provides for your current needs and future dreams. Are you confident that[...]

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]]> Give Yourself a Break! How to stop worrying about tomorrow https://lifeguy.com/give-yourself-a-break-how-to-stop-worrying-about-tomorrow/ Thu, 24 Aug 2023 15:54:17 +0000 https://lifeguy.com/?p=863 The rat race we got ourselves in needs us to keep spinning the wheel. If you’re honest with yourself, you may realize you’d have to keep working past normal retirement age, to make ends meet. How did we get here, and is there a way out? Sign up for a free 15-minute financial path assessment with me or one of[...]

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]]> Protect your money. Grow your money. Keep your money. Taking advantage of tax-free growth, financial protection and guarantees. https://lifeguy.com/protect-your-money-grow-your-money-keep-your-money-taking-advantage-of-tax-free-growth-financial-protection-and-guarantees/ Wed, 23 Aug 2023 21:34:57 +0000 https://lifeguy.com/?p=856 A favorite memory of mine is night fishing in the bays by Gulf of Mexico, with a good friend and a cold drink nearby. Wait for it, the connection to today’s subject is coming, I promise!   While fishing itself is not my forte, I always enjoyed the time in nature with my friend. Since I wasn’t great at catching fish,[...]

The post Protect your money. Grow your money. Keep your money. Taking advantage of tax-free growth, financial protection and guarantees. first appeared on LifeGuy Financial Center.

]]> “ZERO-Risk” Planning – Get full control of your money https://lifeguy.com/zero-risk-planning-get-full-control-of-your-money/ Wed, 23 Aug 2023 21:08:30 +0000 https://lifeguy.com/?p=850 I was asked to define my financial advice strategy in one sentence. At first, it felt like a hard task trying to compress over two decades of experience in this industry into one single sentence. Then, I realized that all my strategy always focused on a few converging paths: saving my clients money, protecting their money, help them grow their[...]

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]]> The basket you forgot – How to save your retirement from market volatility https://lifeguy.com/the-basket-you-forgot-how-to-save-your-retirement-from-market-volatility/ Tue, 22 Aug 2023 04:40:52 +0000 https://lifeguy.com/?p=836 The first lesson I got in saving for retirement talked about baskets and eggs. The long-standing idea is to spread your risk over various tax-advantaged vehicles (“Don’t put all your eggs in a single basket”). The way our assets are taxed, groups them in three possible categories: taxable, tax deferred, and tax-free. When we split risk, we want to also[...]

The post The basket you forgot – How to save your retirement from market volatility first appeared on LifeGuy Financial Center.

]]> From Risk Assessment to Customer Service: How AI is Changing the Game in Life Insurance https://lifeguy.com/from-risk-assessment-to-customer-service-how-ai-is-changing-the-game-in-life-insurance/ Mon, 03 Apr 2023 16:46:47 +0000 https://lifeguy.com/?p=775 Artificial intelligence (AI) is taking the world by storm, and the life insurance industry is no exception. With the power of AI, life insurance companies are changing the game in how they assess risk, underwrite policies, and provide customer service. In this article, we’ll take a closer look at how AI is changing the landscape of the life insurance industry.[...]

The post From Risk Assessment to Customer Service: How AI is Changing the Game in Life Insurance first appeared on LifeGuy Financial Center.

]]> Six Reasons To Get Life Insurance Before You Turn 30 https://lifeguy.com/the-top-5-reasons-why-you-should-buy-life-insurance-before-you-turn-30/ Tue, 21 Mar 2023 18:13:10 +0000 https://lifeguy.com/?p=766 If you’re reading this, you’re probably wondering why on earth you need to think about life insurance before you even hit 30. Trust me, I get it. You’re young, invincible, and still figuring out how to adult. While it’s true that you might not have many financial obligations or dependents at this point in your life, there are still plenty[...]

The post Six Reasons To Get Life Insurance Before You Turn 30 first appeared on LifeGuy Financial Center.

]]> Life Insurance for Your Dog 🐶 https://lifeguy.com/life-insurance-for-your-dog/ Fri, 17 Mar 2023 17:35:51 +0000 https://lifeguy.com/?p=714 *I know you clicked on this article expecting to insure your dog’s life, but let’s be real, Fido’s not the one paying the bills around here.  Hey there pet owners! It’s your favorite LifeGuy here to talk about something that’s probably not on your mind right now, but definitely should be: what happens to your furry friend when you pass[...]

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]]> How to Use Life Insurance to Save Taxes and Maximize Your Estate https://lifeguy.com/how-to-use-life-insurance-to-save-taxes-and-maximize-your-estate/ Thu, 16 Mar 2023 14:00:29 +0000 https://lifeguy.com/?p=668 As the LifeGuy, I’m often asked how life insurance can be used to save taxes and maximize an estate. Let me tell you, there’s no better feeling than knowing you’ve secured your family’s future while also minimizing your tax liabilities. Here’s everything you need to know about using life insurance to save taxes and maximize your estate. The Basics of[...]

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]]> Life Insurance 101: How Much Coverage Do You Really Need? https://lifeguy.com/life-insurance-101-how-much-coverage-do-you-really-need/ Wed, 15 Mar 2023 15:55:46 +0000 https://lifeguy.com/?p=698 My new Life Insurance 101 series is designed to demystify life insurance. My goal is to break down what can be difficult to understand concepts and clear up common misconceptions. Today I’m going to talk about how much life insurance coverage you need. Funeral Expenses At a minimum, I recommend that everyone have enough coverage to pay for their funeral.[...]

The post Life Insurance 101: How Much Coverage Do You Really Need? first appeared on LifeGuy Financial Center.

]]> Lessons from the SVB Bank Collapse: The Power of Cash Value Life Insurance – Protecting Your Finances in Economic Downturns https://lifeguy.com/lessons-from-the-svb-bank-collapse-power-of-cash-value-life-insurance/ Tue, 14 Mar 2023 14:56:36 +0000 https://lifeguy.com/?p=672 In the wake of the recent collapse of SVB Bank, many people are left wondering how to protect their finances when banks fail. The truth is, even the most stable banks can collapse and it’s crucial to have a backup plan in place. One solution that is often overlooked is cash value life insurance. While many people think of life[...]

The post Lessons from the SVB Bank Collapse: The Power of Cash Value Life Insurance – Protecting Your Finances in Economic Downturns first appeared on LifeGuy Financial Center.

]]> The Clock is Ticking: Why Now is the Time to Review Your Insurance Policy https://lifeguy.com/the-clock-is-ticking-why-now-is-the-time-to-review-your-insurance-policy/ Sun, 12 Mar 2023 16:31:36 +0000 https://lifeguy.com/?p=639 Hello there, I’m the Life Guy from LifeGuy.com, and today I want to talk to you about something that’s often overlooked but extremely important: reviewing your insurance policy. With Daylight Savings Time happening today, it’s the perfect time to start the habit of making sure that your life insurance beneficiaries are up to date and that your coverage amount is[...]

The post The Clock is Ticking: Why Now is the Time to Review Your Insurance Policy first appeared on LifeGuy Financial Center.

]]> Smoker or Non-Smoker? How Insurance Companies Decide https://lifeguy.com/smoker-or-non-smoker-how-insurance-companies-decide/ Sat, 11 Mar 2023 13:53:15 +0000 https://lifeguy.com/?p=620 Who is Considered a Smoker for Insurance? Hi! It’s the Life Guy here to give you the lowdown on how insurance companies decide if you’re a smoker or a non-smoker. If you’re a smoker, you know that it’s not exactly a healthy habit, but did you know it can also affect your life insurance premiums? That’s right, your tobacco use[...]

The post Smoker or Non-Smoker? How Insurance Companies Decide first appeared on LifeGuy Financial Center.

]]> How to Pick the Perfect Life Insurance Policy in 10 Minutes or Less https://lifeguy.com/how-to-pick-the-perfect-life-insurance-policy-in-10-minutes-or-less/ Fri, 10 Mar 2023 15:36:45 +0000 https://lifeguy.com/?p=543 Hey there! Are you looking for a life insurance policy but feeling overwhelmed by all the options out there? Don’t worry, I’ve got your back. As the Life Guy, I’ve helped countless people find the perfect policy to fit their needs. In this article, I’m going to share my top tips for how to pick the perfect life insurance policy[...]

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]]> The Ultimate Cheat Sheet on Life Insurance for Estate Planning https://lifeguy.com/the-ultimate-cheat-sheet-on-life-insurance-for-estate-planning/ Fri, 10 Mar 2023 14:12:39 +0000 https://lifeguy.com/?p=541 Welcome to LifeGuy.com, where we specialize in providing financial security and peace of mind to our customers through expert guidance on life insurance and estate planning. If you’re here, you may have questions about life insurance and how it fits into your estate planning. That’s where we come in. In this cheat sheet, we’ll cover the basics of life insurance[...]

The post The Ultimate Cheat Sheet on Life Insurance for Estate Planning first appeared on LifeGuy Financial Center.

]]> Why Life Insurance is a No-Brainer for Entrepreneurs https://lifeguy.com/why-life-insurance-is-a-no-brainer-for-entrepreneurs/ Fri, 10 Mar 2023 13:13:24 +0000 https://lifeguy.com/?p=539 Hi, It’s the LifeGuy here, and I’m here to with a message for all my fellow entrepreneurs out there. I’m about to tell you why life insurance is an absolute no-brainer for anyone hustling and grinding their way to the top. First of all, let’s talk about the obvious. Life insurance is all about protecting the people you love. As[...]

The post Why Life Insurance is a No-Brainer for Entrepreneurs first appeared on LifeGuy Financial Center.

]]> Common Misconceptions about Life Insurance https://lifeguy.com/common-misconceptions-about-life-insurance/ Fri, 10 Mar 2023 02:41:38 +0000 https://lifeguy.com/?p=535 Hey there, it’s LifeGuy here, and today we’re going to talk about a topic that many people often overlook, or misunderstand – life insurance. Many people think they don’t need it or that it’s not affordable. But the truth is, life insurance can be a crucial tool in protecting your family’s financial future. Unfortunately, there are many common misconceptions surrounding[...]

The post Common Misconceptions about Life Insurance first appeared on LifeGuy Financial Center.

]]> Real LIFE(Guy) CASES – How I helped my clients https://lifeguy.com/real-lifeguy-cases-how-i-helped-my-clients/ Wed, 18 Jan 2023 22:13:40 +0000 https://lifeguy.com/?p=515 #RealLifeguyCases The “Real LifeGuy Cases”  give a glimpse into real-life situations where families and individuals benefited from our financial expertise. Personal stories can paint a better picture of the needs covered, showing relatable circumstances to what you may be experiencing. If you find yourself in a similar situation, keep reading to see how I solved some of my clients’ concerns.[...]

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]]> “Fingers crossed” 🤞 is not quite a PLAN to protect your family https://lifeguy.com/fingers-crossed-is-not-quite-a-plan-to-protect-your-family/ https://lifeguy.com/fingers-crossed-is-not-quite-a-plan-to-protect-your-family/#respond Thu, 01 Dec 2022 19:55:33 +0000 https://lifeguy.com/?p=499 If your family protection plan is just crossing your fingers 🤞 then I hold my fingers crossed for your family’s future. Get a FREE WILL and low-cost life insurance I’ve been working hard lately to be able to introduce this free benefit for our life insurance customers: FREE WILLS with the purchase of any life insurance plan! Insurance plans start[...]

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]]> https://lifeguy.com/fingers-crossed-is-not-quite-a-plan-to-protect-your-family/feed/ 0 NEW PRESS RELEASE – FREE Life Insurance For One Year – LifeGuy.com issued 11/29/2022 https://lifeguy.com/new-press-release-free-life-insurance-for-one-year-lifeguy-com-issued-11-29-2022/ https://lifeguy.com/new-press-release-free-life-insurance-for-one-year-lifeguy-com-issued-11-29-2022/#respond Tue, 29 Nov 2022 06:51:27 +0000 https://lifeguy.com/?p=411 In short, what is this about? Read below: WHAT: Press release for the official launch of the FREE LIFE INSURANCE PROGRAM available to Americans ages 18-68 – by LifeGuy.com  WHERE: LifeGuy.com/pressrelease WHY DO I CARE? It may affect YOU or YOUR FAMILY (non-taxable benefit of accidental death life insurance). No income requirement or limited net-worth threshold.   Read more…   [...]

The post NEW PRESS RELEASE – FREE Life Insurance For One Year – LifeGuy.com issued 11/29/2022 first appeared on LifeGuy Financial Center.

]]> https://lifeguy.com/new-press-release-free-life-insurance-for-one-year-lifeguy-com-issued-11-29-2022/feed/ 0 Keep the HOME, not the debt https://lifeguy.com/keep-the-home-not-the-debt/ https://lifeguy.com/keep-the-home-not-the-debt/#respond Fri, 15 Jul 2022 18:13:24 +0000 https://lifeguy.com/?p=371 Mortgage Payment Plans MortgagePayPlan.com redirects here   What is a MORTGAGE PAY PLAN? It’s LIFE INSURANCE guaranteed to pay off your mortgage in case of premature death. Help your family KEEP THE HOUSE, not the debt. Ask for a FREE QUOTE. Call:  239-LIFE-GUY or email Daniel@LifeGuy.com

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]]> https://lifeguy.com/keep-the-home-not-the-debt/feed/ 0 Indemnity plans for LOST INCOME due to COVID-19 and other illnesses, accidents https://lifeguy.com/indemnity-plans-for-lost-income-due-to-covid-19-and-other-illnesses-accidents/ https://lifeguy.com/indemnity-plans-for-lost-income-due-to-covid-19-and-other-illnesses-accidents/#respond Wed, 23 Sep 2020 21:27:46 +0000 https://lifeguy.com/?p=353 Imagine there was a plan to pay back your lost paycheck due to COVID-19 or other illnesses and accidents. Imagine your bills being covered if you can’t work due to ANY medical reason. Imagine a check coming in every month if you lost your revenue (even partial income loss) due to any health issues. You don’t have to only imagine[...]

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]]> https://lifeguy.com/indemnity-plans-for-lost-income-due-to-covid-19-and-other-illnesses-accidents/feed/ 0 You have the final say on how you’ll be remembered https://lifeguy.com/you-have-the-final-say-on-how-youll-be-remembered/ https://lifeguy.com/you-have-the-final-say-on-how-youll-be-remembered/#respond Wed, 16 Sep 2020 02:41:02 +0000 https://lifeguy.com/?p=341 How will YOU be remembered? You have control over that, you know? People may not remember what you said, what you did, but they will always remember how you make them feel. Will your loved ones feel the love? Will they feel protected? You can make sure they feel that you cared enough to “take care of business”. Getting life[...]

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]]> https://lifeguy.com/you-have-the-final-say-on-how-youll-be-remembered/feed/ 0 New! $10,000 Cash Benefit Plan for Lost Income due to Sickness or Hospitalization https://lifeguy.com/new-10000-cash-benefit-plan-for-lost-income-due-to-sickness-or-hospitalization/ https://lifeguy.com/new-10000-cash-benefit-plan-for-lost-income-due-to-sickness-or-hospitalization/#respond Mon, 14 Sep 2020 15:20:04 +0000 https://lifeguy.com/?p=324 Get up to $10,000 Cash Benefit Plan for Lost Income due to Sickness or Hospitalization Worried about paying your bills or your mortgage in case you lose income due to illness or hospitalization? A Disability Insurance policy will pay you a monthly benefit UP TO $10,000/month if a medical issue causes you to lose your paycheck. Lost wages due to[...]

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]]> https://lifeguy.com/new-10000-cash-benefit-plan-for-lost-income-due-to-sickness-or-hospitalization/feed/ 0 Love Letter from Beyond https://lifeguy.com/love-letter-from-beyond/ https://lifeguy.com/love-letter-from-beyond/#respond Thu, 20 Aug 2020 02:01:57 +0000 https://lifeguy.com/?p=319 If you were to write a love letter from beyond, who would you write it to? What would it say? And if your loved one would be responsible with paying for your funeral, would you make arrangements so they won’t be burdened with a large funeral bill? You can take care of all final expenses with a small plan from[...]

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]]> https://lifeguy.com/love-letter-from-beyond/feed/ 0 Personal Finances Advisory Board member – Advisors you can trust https://lifeguy.com/personal-finances-advisory-board-advisors-you-can-trust/ https://lifeguy.com/personal-finances-advisory-board-advisors-you-can-trust/#respond Mon, 17 Aug 2020 17:27:06 +0000 https://lifeguy.com/?p=315 Besides a medical practitioner, there are few professional relationships in this world that are as intimate and personal as a financial advisor. It’s a relationship built on trust, open lines of communication, and expertise regarding your life and finances. Do you have a trusted advisor in your corner, protecting you from unknown future financial burdens?   Call the LifeGuy

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]]> https://lifeguy.com/personal-finances-advisory-board-advisors-you-can-trust/feed/ 0 Health care – “See” your Doctor for only $29 – virtual visits, prescription refills https://lifeguy.com/health-care-see-your-doctor-for-only-29-virtual-visits-prescription-refills/ https://lifeguy.com/health-care-see-your-doctor-for-only-29-virtual-visits-prescription-refills/#respond Tue, 28 Apr 2020 15:56:53 +0000 https://lifeguy.com/?p=303 Total Health with DialCare – Doctor visits from the comfort of your home! From $29.95 for the whole family. START HERE Virtual visits with a licensed physician Prescription medication refills Telephone or online consultation No need to leave your home Medical services included: TELEMEDICINE PRESCRIPTIONS LABS DENTAL HEARING VISION IMAGING LASIK VISION CORRECTION NURSE ACCESS LINE CHIROPRACTOR / HEALTH /[...]

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]]> https://lifeguy.com/health-care-see-your-doctor-for-only-29-virtual-visits-prescription-refills/feed/ 0 Now, more essential than ever: Protect your family from financial distress https://lifeguy.com/now-more-essential-than-ever-protect-your-family-from-financial-distress/ https://lifeguy.com/now-more-essential-than-ever-protect-your-family-from-financial-distress/#respond Thu, 16 Apr 2020 13:54:54 +0000 https://lifeguy.com/?p=228 https://lifeguy.com/now-more-essential-than-ever-protect-your-family-from-financial-distress/feed/ 0 COVID-19 impact on Life Insurance – How will Coronavirus influence your ability to get life insurance to protect your family? https://lifeguy.com/covid19-impact-on-life-insurance/ https://lifeguy.com/covid19-impact-on-life-insurance/#respond Tue, 17 Mar 2020 14:13:11 +0000 https://lifeguy.com/?p=218 Protecting your family is my #1 goal In these confusing times, protecting your loved ones must be constantly on your mind. If you’re thinking of updating your life insurance protection, you may have many questions regarding the impact of the new COVID-19 outbreak in your ability to get life insurance. If you already have adequate life insurance,  no need to[...]

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]]> https://lifeguy.com/covid19-impact-on-life-insurance/feed/ 0 Mortality rate is at 100% if you were diagnosed with LIFE https://lifeguy.com/mortality-rate-is-at-100-if-you-were-diagnosed-with-life/ https://lifeguy.com/mortality-rate-is-at-100-if-you-were-diagnosed-with-life/#respond Sat, 14 Mar 2020 23:18:01 +0000 https://lifeguy.com/?p=215 MORTALITY is 100% if you’re diagnosed with LIFE! ? Ask me about LIFE INSURANCE from $9/mo – no needles or fluids test!   239-LIFE-GUY or Daniel@LifeGuy.com

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]]> https://lifeguy.com/mortality-rate-is-at-100-if-you-were-diagnosed-with-life/feed/ 0 Things to do during Quarantine and Chill https://lifeguy.com/things-to-do-during-quarantine-and-chill/ https://lifeguy.com/things-to-do-during-quarantine-and-chill/#respond Sat, 14 Mar 2020 15:06:34 +0000 https://lifeguy.com/?p=205 Nothing to do when you’re bored and locked-up in your house due to the virus fears? Working from home is helping you stay away from potential infection but now you’re bored out of your mind? Netflix has nothing good and you played all the board games already?  Maybe it’s time to give some thought and review your family protection plan:[...]

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]]> https://lifeguy.com/things-to-do-during-quarantine-and-chill/feed/ 0 Diagnosed as “Too Poor to Get Sick”? We have health insurance options for you https://lifeguy.com/diagnosed-as-too-poor-to-get-sick-we-have-health-insurance-options-for-you/ https://lifeguy.com/diagnosed-as-too-poor-to-get-sick-we-have-health-insurance-options-for-you/#respond Fri, 21 Feb 2020 02:53:50 +0000 https://lifeguy.com/?p=186 Until single-payor or “Medicare for All” becomes reality (I’m not holding my breath over that), you still need some affordable medical coverage. You can’t rely on GoFundMe campaigns to raise money for medical expenses. Crowd funding and bake sales have their usefulness, but healthcare is not one of their recommended uses.   From as low as $17/month you can get[...]

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]]> https://lifeguy.com/diagnosed-as-too-poor-to-get-sick-we-have-health-insurance-options-for-you/feed/ 0 Why we HATE insurance – Everything people hate about insurance https://lifeguy.com/why-we-hate-insurance-everything-we-hate-about-insurance/ https://lifeguy.com/why-we-hate-insurance-everything-we-hate-about-insurance/#respond Thu, 08 Aug 2019 17:01:18 +0000 https://lifeguy.com/?p=137 Why is insurance so hard/ expensive/ complicated?   Why most people complain about insurance: It’s expensive It’s complicated It’s hard to get Too many options Too many companies Too many scams After being in the insurance industry for over 16 years, I can confidently say that with the right knowledge, insurance CAN be everything you want it to be: cheap,[...]

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]]> https://lifeguy.com/why-we-hate-insurance-everything-we-hate-about-insurance/feed/ 0 Adulting: Do you really need insurance in your twenties? https://lifeguy.com/adulting-do-you-really-need-insurance-in-your-twenties/ https://lifeguy.com/adulting-do-you-really-need-insurance-in-your-twenties/#respond Mon, 10 Jun 2019 15:31:58 +0000 https://lifeguy.com/?p=116 You’re in your twenties, but you still feel like you’re not really ready for this adulting thing? Still, that’s no excuse to being irresponsible and risking your future financial freedom by ignoring the need to protect yourself through adequate insurance.   Health Insurance You’re probably off your parents’ health insurance, so you need to start shopping for your own plan.[...]

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]]> https://lifeguy.com/adulting-do-you-really-need-insurance-in-your-twenties/feed/ 0 Companies overcharging for Life Insurance lose clients to NEW TERM LIFE https://lifeguy.com/companies-overcharging-for-life-insurance-lose-clients-to-new-term-life/ https://lifeguy.com/companies-overcharging-for-life-insurance-lose-clients-to-new-term-life/#respond Fri, 24 May 2019 16:55:25 +0000 https://lifeguy.com/?p=96 NEW Life Insurance rates from $6/month Over the past decade the life insurance rates have dropped significantly making life insurance more affordable for young families as well as seniors. With the increase in life expectancy over the past century, some insurance companies have properly adjusted their rates based on the new actuary tables to reflect the lower mortality the population[...]

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]]> https://lifeguy.com/companies-overcharging-for-life-insurance-lose-clients-to-new-term-life/feed/ 0 Surviving cancer, financially https://lifeguy.com/surviving-cancer-financially/ https://lifeguy.com/surviving-cancer-financially/#respond Fri, 15 Mar 2019 18:46:16 +0000 https://lifeguy.com/?p=91 We all know someone affected by cancer and we all hate this dreaded disease. The second worst thing about a cancer diagnosis is the financial hole it will cause in your bank account. Back when the very first heart transplant was pioneered by Dr. Marius Barnard and his brother, he noticed that patients that didn’t have additional financial fears caused[...]

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]]> https://lifeguy.com/surviving-cancer-financially/feed/ 0 Financial stress relief plan for those who count on you https://lifeguy.com/financial-stress-relief-plan-for-those-who-count-on-you/ https://lifeguy.com/financial-stress-relief-plan-for-those-who-count-on-you/#respond Mon, 04 Mar 2019 15:49:31 +0000 https://lifeguy.com/?p=86 Are you ever worried about the next paycheck, about putting food on the table, keeping a roof over your head? Poor planning for unexpected illnesses or accidents can cause real financial disasters that could impact your life and can change your future family plans. You can help you get PEACE OF MIND in three easy steps: start a BUDGET –[...]

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]]> https://lifeguy.com/financial-stress-relief-plan-for-those-who-count-on-you/feed/ 0 “Ashes to Vinyl”, your last mixtape – Coffee with LifeGuy https://lifeguy.com/ashes-to-vinyl-your-last-mixtape-coffee-with-lifeguy/ https://lifeguy.com/ashes-to-vinyl-your-last-mixtape-coffee-with-lifeguy/#respond Fri, 22 Feb 2019 15:34:20 +0000 https://lifeguy.com/?p=52 First, there was the simple urn. Then, we figured how to turn ashes to diamonds. Now, a new company is creating vinyl records from the ashes of loved ones to help them “live on from beyond the groove”. The only question is: what will YOU want your final record to play? Maybe your favorite song(s)? Maybe a recording of your[...]

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]]> https://lifeguy.com/ashes-to-vinyl-your-last-mixtape-coffee-with-lifeguy/feed/ 0 What song would you want played at your funeral? https://lifeguy.com/song-you-want-at-your-funeral/ https://lifeguy.com/song-you-want-at-your-funeral/#respond Mon, 18 Feb 2019 05:33:33 +0000 https://lifeguy.com/?p=50 You probably have thought of the song you’d like to have playing at your funeral. Not because you’ll enjoy your funeral more, but because you believe those who didn’t quite understand you during your lifetime, will finally “get you” through the lens of the song choice. What does the song choice say about you? We humans care about what others[...]

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]]> https://lifeguy.com/song-you-want-at-your-funeral/feed/ 0 Do you understand your insurance policy? Coffee with LifeGuy https://lifeguy.com/do-you-understand-your-insurance-policy-coffee-with-lifeguy/ https://lifeguy.com/do-you-understand-your-insurance-policy-coffee-with-lifeguy/#respond Sat, 09 Feb 2019 18:13:44 +0000 https://lifeguy.com/?p=26 Have a coffee with the LifeGuy and discuss your insurance policy.   Understand your insurance coverage and know the benefits, limitations, exclusions and coverage gaps in your insurance policy. Life insurance Health insurance, vision & dental Medicare insurance Accident insurance Disability insurance Cancer & Critical Illness insurance Do you have the right coverage for you? Are you under-insured? Over-insured? Paying[...]

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