YES – you CAN get life insurance if you use(d) medical or recreational MJ/THC.
Expect the following questions during underwriting:
- How many times per day / week / month?
- Type used?
- Is it medically prescribed? If so, for what condition?
Results you may get: – approved at best rating, if minimal use, ingestion without smoking, with potential to be considered at “smoker” rating (even if you don’t otherwise smoke any tobacco) with Table-B rating (50% rate up).
Ask an experienced agent to get you a correct quote rate.
Daniel@LifeGuy.com
1877-LIFE GUY
From the LifeGuy financial notes
Related LifeGuy Field Notes
Clear answers to help you choose life insurance with confidence.
Life Insurance After a Decline: Where to Start
Find out why you were declined and what to review with LifeGuy before applying again.
Read note →What to Expect When Applying for No-Exam Life Insurance
Learn what insurers may review and how to compare your coverage options.
Read note →Life Insurance You May Be Able to Use While Alive
Ask what qualifies and what would remain for your family.
Read note →LifeGuy can help you compare multiple insurers and find coverage that fits your needs and budget.

Comments