Category: Protect Your Family

Life is full of unexpected events, and even the most careful individuals can find themselves sidelined by an injury or illness. But what happens when that injury affects your ability to work and earn a living? For one dentist, a simple game of golf turned into two years of financial stress—but thankfully, we were there to help.   **The Incident:**[…]

Certainly! Here’s a brief outline for an article on the “Return of Premium” (ROP) rider that you can use to engage your audience: — ### “Did You Know You Can Get All the Money You Paid for Life Insurance Back?” Many people think of life insurance as an expense with no return unless something happens to them. But did you[…]

Act Now: What to Do Before The Sunset of Current Tax Cuts With the 2026 Tax Sunset looming, it’s crucial to act now to safeguard your finances. Many provisions of the Tax Cuts and Jobs Act of 2017 are set to expire, leading to higher tax rates, lower deductions, and significant changes in estate planning. Here’s what you need to[…]

Worried about lost wages while the bills keep piling up? Disability income solutions to supplement your sick pay or Workers Comp benefits Life can be unpredictable. Whether it’s an illness or an unexpected injury (be it off-the-job or at work), having adequate income protection coverage is crucial to maintaining your financial stability. While sick leave and workers’ compensation are essential,[…]

How much of your retirement can you guarantee? In today’s unpredictable financial landscape, this question looms large for many. While traditional retirement accounts leave you vulnerable to market whims, there’s a strategy that offers something different: access to cash when you need it, safe growth potential, and a level of certainty in your golden years. But that’s just the beginning[…]

In my 24 years as a financial professional, I’ve seen countless strategies come and go. But there’s one financial force that has consistently proven its power to transform modest savings into substantial wealth. This financial superpower is compound interest, and it could be the great equalizer we’ve all been looking for. What makes compound interest truly remarkable is that it[…]

I’m almost jealous of the low rates women pay for some things, like life insurance. “Boys will be boys” does translate in higher insurance rates for us, dudes. I’d say it’s not fair but come on, guys, let’s take a page from the women’s book. They manage to live longer, let’s also learn to take better care of ourselves. All[…]

“Don’t take life too seriously” some would say. I’m dead serious about things that matter in life, about what makes life worth it. Love, care, meaningful relationships, fun, adventure. So many things to do, so little time. Finding a way to pay for it all, saving some for later and taking care of your loved ones should not detract from[…]

So, you’ve got life insurance through your job. Score! Freebie, right? Well, hold up just a sec. While it’s awesome that your employer cares about your well-being, relying solely on their life insurance might leave you in a bit of a pickle. Let’s dive in and chat about why having your own personal policy is the way to go. The[…]

Some financial instruments successfully used by generations have protected families against risk of market fluctuations, high taxation and litigation. Now, Millennials are learning about cash-value and the power of compound interest, add-on riders to help them increase retirement savings, protect from increased taxes, economy volatility, get rid of debt and eliminate financial risk even if they lose their income due[…]

Ups and downs in the economic cycles normally affect most people’s finances to the point where retirement funds get diminished, home values balloon and drop, assets lose value over time, inflation does a number on buying power. One safe haven asset can protect your money from market downturns

It’s that time when we’re counting our proverbial annual chickens. How do we make next year better and closer to our goals? We’ll, take a piece of paper. I mean it, go get it, or pull up your favorite note app. Write this down: “Hopes for next year: – same – worse – better.”   How are you gonna make[…]

    Happy Thanksgiving! While you count your blessings don’t forget the star of the show – you! Your hard work and determination throughout the year are truly worth celebrating. Congratulate your past self for making it here, today. And to make it easy to thank yourself again tomorrow, do yourself a favor: talk to LifeGuy about your plans for[…]

First, let me show you how – theoretically – one can retire a Millionaire on a $50,000 income. Then, we’ll see how one can become a millionaire by retirement age with just the cost of a coffee a day, or $5/day contribution (if starting early enough). For this, I like to use an official compound interest calculator from INVESTOR.GOV –[…]

One of the most asked question I get: “What does it take to get to a million dollars in retirement?” The answer is simple: discipline, time and of course, money. In my “Milion Dolar Retirement” Blueprint I’ll show you how you can still reach $1,000,000 in retirement savings even if you missed the boat on saving when you were younger.[…]

I help people get $1,000,000 extra in their retirement. I used to say that I help people protect themselves and their families from risks while building wealth safely and increasing their retirement funds, but that doesn’t have the same ring to it. So I rounded it up in one simple goal. Could you use an extra $1,000,000 in your retirement?[…]

There’s an exclusive group of the top 10% earners in this world, and that’s the Million Dollar Retirement Club. That’s right, only one in ten Americans get to enjoy a retirement backed by $1,000,000 or more in savings and assets. Furthermore, if you have over $2,000,000 in assets in retirement, you’re in the 2% baby! I know you have dreams[…]