Strategic Tax Planning: Leveraging Asset Allocation for Lower Income Taxes in the Future Income Taxation and How Tax Brackets Work Understanding tax brackets is foundational for effective tax planning. The U.S. tax system is progressive, meaning that as your income increases, so does the tax rate on your additional income. This system divides income into segments (brackets), each taxed[…]
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You have the final say on how you’ll be remembered
How will YOU be remembered? You have control over that, you know? People may not remember what you said, what you did, but they will always remember how you make them feel. Will your loved ones feel the love? Will they feel protected? You can make sure they feel that you cared enough to “take care of business”. Getting life[…]
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Things to do during Quarantine and Chill
Nothing to do when you’re bored and locked-up in your house due to the virus fears? Working from home is helping you stay away from potential infection but now you’re bored out of your mind? Netflix has nothing good and you played all the board games already? Maybe it’s time to give some thought and review your family protection plan:[…]
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Adulting: Do you really need insurance in your twenties?
You’re in your twenties, but you still feel like you’re not really ready for this adulting thing? Still, that’s no excuse to being irresponsible and risking your future financial freedom by ignoring the need to protect yourself through adequate insurance. Health Insurance You’re probably off your parents’ health insurance, so you need to start shopping for your own plan.[…]
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Financial stress relief plan for those who count on you
Are you ever worried about the next paycheck, about putting food on the table, keeping a roof over your head? Poor planning for unexpected illnesses or accidents can cause real financial disasters that could impact your life and can change your future family plans. You can help you get PEACE OF MIND in three easy steps: start a BUDGET –[…]
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“Ashes to Vinyl”, your last mixtape – Coffee with LifeGuy
First, there was the simple urn. Then, we figured how to turn ashes to diamonds. Now, a new company is creating vinyl records from the ashes of loved ones to help them “live on from beyond the groove”. The only question is: what will YOU want your final record to play? Maybe your favorite song(s)? Maybe a recording of your[…]
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Do you understand your insurance policy? Coffee with LifeGuy
Have a coffee with the LifeGuy and discuss your insurance policy. Understand your insurance coverage and know the benefits, limitations, exclusions and coverage gaps in your insurance policy. Life insurance Health insurance, vision & dental Medicare insurance Accident insurance Disability insurance Cancer & Critical Illness insurance Do you have the right coverage for you? Are you under-insured? Over-insured? Paying[…]
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