Author: LifeGuy

Wherever you are in your retirement planning journey, you ought to know these new rules affecting your retirement planning. The SECURE Act 2.0 of 2022 has brought some changes, plus you can now take advantage of new tools to grow and secure your retirement. Your hard earned income provides for your current needs and future dreams. Are you confident that[…]

The rat race we got ourselves in needs us to keep spinning the wheel. If you’re honest with yourself, you may realize you’d have to keep working past normal retirement age, to make ends meet. How did we get here, and is there a way out? Sign up for a free 15-minute financial path assessment with me or one of[…]

A favorite memory of mine is night fishing in the bays by Gulf of Mexico, with a good friend and a cold drink nearby. Wait for it, the connection to today’s subject is coming, I promise!   While fishing itself is not my forte, I always enjoyed the time in nature with my friend. Since I wasn’t great at catching fish,[…]

I was asked to define my financial advice strategy in one sentence. At first, it felt like a hard task trying to compress over two decades of experience in this industry into one single sentence. Then, I realized that all my strategy always focused on a few converging paths: saving my clients money, protecting their money, help them grow their[…]

The first lesson I got in saving for retirement talked about baskets and eggs. The long-standing idea is to spread your risk over various tax-advantaged vehicles (“Don’t put all your eggs in a single basket”). The way our assets are taxed, groups them in three possible categories: taxable, tax deferred, and tax-free. When we split risk, we want to also[…]

My new Life Insurance 101 series is designed to demystify life insurance. My goal is to break down what can be difficult to understand concepts and clear up common misconceptions. Today I’m going to talk about how much life insurance coverage you need. Funeral Expenses At a minimum, I recommend that everyone have enough coverage to pay for their funeral.[…]

#RealLifeguyCases The “Real LifeGuy Cases”  give a glimpse into real-life situations where families and individuals benefited from our financial expertise. Personal stories can paint a better picture of the needs covered, showing relatable circumstances to what you may be experiencing. If you find yourself in a similar situation, keep reading to see how I solved some of my clients’ concerns.[…]

If your family protection plan is just crossing your fingers 🤞 then I hold my fingers crossed for your family’s future. Get a FREE WILL and low-cost life insurance I’ve been working hard lately to be able to introduce this free benefit for our life insurance customers: FREE WILLS with the purchase of any life insurance plan! Insurance plans start[…]