Life insurance that pays YOUR bills? You probably already did the responsible thing and got life insurance because you love your family. Your loved ones will be ok, but should your life insurance also take care of YOUR needs? IT CAN – if you set it up right! The NEW Life Insurance with Living Benefits If you got your life[…]
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Your Financial Easy Way Out | Plan. Protect. Prosper.
What about Life? And Living benefits? There’s gotta be a better way to care for your money! Don’t think so? Have you thought of this?! Paycheck Protection If you care about your paycheck, you know you can GUARANTEE it continues FOREVER – even if you’re crippled and can’t work until retirement. Your life insurance can pay your salary if you[…]
Read moreHow We Helped Cover a Dentist’s Salary for Two Years After a Golf Injury
Life is full of unexpected events, and even the most careful individuals can find themselves sidelined by an injury or illness. But what happens when that injury affects your ability to work and earn a living? For one dentist, a simple game of golf turned into two years of financial stress—but thankfully, we were there to help. **The Incident:**[…]
Read moreJust got all my money back for life insurance! I had ROP
Certainly! Here’s a brief outline for an article on the “Return of Premium” (ROP) rider that you can use to engage your audience: — ### “Did You Know You Can Get All the Money You Paid for Life Insurance Back?” Many people think of life insurance as an expense with no return unless something happens to them. But did you[…]
Read moreAct Now: What to Do Before Tax Cuts End
Act Now: What to Do Before The Sunset of Current Tax Cuts With the 2026 Tax Sunset looming, it’s crucial to act now to safeguard your finances. Many provisions of the Tax Cuts and Jobs Act of 2017 are set to expire, leading to higher tax rates, lower deductions, and significant changes in estate planning. Here’s what you need to[…]
Read morePrepare for the 2026 Tax Sunset: What You Need to Know
Navigating the 2026 Tax Sunset: What You Need to Know and How to Prepare The Tax Cuts and Jobs Act of 2017 (TCJA) introduced significant changes to the U.S. tax code, benefiting many individuals and businesses with reduced tax rates and increased deductions. However, many of these provisions are set to expire on December 31, 2025, ushering in a new[…]
Read moreSick Leave / Workers Comp benefits too low? Complete your coverage
Worried about lost wages while the bills keep piling up? Disability income solutions to supplement your sick pay or Workers Comp benefits Life can be unpredictable. Whether it’s an illness or an unexpected injury (be it off-the-job or at work), having adequate income protection coverage is crucial to maintaining your financial stability. While sick leave and workers’ compensation are essential,[…]
Read moreMarket Volatility? Protect Against Losses and Grow When Markets Rise
How much of your retirement can you guarantee? In today’s unpredictable financial landscape, this question looms large for many. While traditional retirement accounts leave you vulnerable to market whims, there’s a strategy that offers something different: access to cash when you need it, safe growth potential, and a level of certainty in your golden years. But that’s just the beginning[…]
Read moreThe Pillars of Wealth: Supercharge Your Financial Future
Mastering the Four Pillars of Wealth: How to Supercharge Your Financial Future In the quest for financial security, four powerful principles stand out as game-changers. What if you could harness the explosive potential of compound interest, enjoy unrestricted access to your money, save without limits, and still have rock-solid guarantees? It’s not a financial fairy tale—it’s a reality for those[…]
Read moreCompound Interest: The Superpower in Your Financial Toolkit
In my 24 years as a financial professional, I’ve seen countless strategies come and go. But there’s one financial force that has consistently proven its power to transform modest savings into substantial wealth. This financial superpower is compound interest, and it could be the great equalizer we’ve all been looking for. What makes compound interest truly remarkable is that it[…]
Read more$500,000 for $20? Yes, if you’re a healthy female age 35!
I’m almost jealous of the low rates women pay for some things, like life insurance. “Boys will be boys” does translate in higher insurance rates for us, dudes. I’d say it’s not fair but come on, guys, let’s take a page from the women’s book. They manage to live longer, let’s also learn to take better care of ourselves. All[…]
Read moreWe’re serious about LIFE, so you can fully and safely enjoy the journey
“Don’t take life too seriously” some would say. I’m dead serious about things that matter in life, about what makes life worth it. Love, care, meaningful relationships, fun, adventure. So many things to do, so little time. Finding a way to pay for it all, saving some for later and taking care of your loved ones should not detract from[…]
Read moreThink You’re Covered? Why Employer Life Insurance Isn’t Always Enough
So, you’ve got life insurance through your job. Score! Freebie, right? Well, hold up just a sec. While it’s awesome that your employer cares about your well-being, relying solely on their life insurance might leave you in a bit of a pickle. Let’s dive in and chat about why having your own personal policy is the way to go. The[…]
Read moreSmart Money Moves Now, for Lowest Tax Bracket
Strategic Tax Planning: Leveraging Asset Allocation for Lower Income Taxes in the Future Income Taxation and How Tax Brackets Work Understanding tax brackets is foundational for effective tax planning. The U.S. tax system is progressive, meaning that as your income increases, so does the tax rate on your additional income. This system divides income into segments (brackets), each taxed[…]
Read moreSavvy Millennials Increasing Financial Stability With This Tried and True Approach: The Power of Compound Interest
Some financial instruments successfully used by generations have protected families against risk of market fluctuations, high taxation and litigation. Now, Millennials are learning about cash-value and the power of compound interest, add-on riders to help them increase retirement savings, protect from increased taxes, economy volatility, get rid of debt and eliminate financial risk even if they lose their income due[…]
Read moreUneasy about the economy? Do this one thing to protect from market fluctuations
Ups and downs in the economic cycles normally affect most people’s finances to the point where retirement funds get diminished, home values balloon and drop, assets lose value over time, inflation does a number on buying power. One safe haven asset can protect your money from market downturns
Read moreDid You Set Your Financial Goals For Next Year?
It’s that time when we’re counting our proverbial annual chickens. How do we make next year better and closer to our goals? We’ll, take a piece of paper. I mean it, go get it, or pull up your favorite note app. Write this down: “Hopes for next year: – same – worse – better.” How are you gonna make[…]
Read moreStuff Your Portfolio, Not Just Your Turkey: Plan for a Future Worth Savoring
Happy Thanksgiving! While you count your blessings don’t forget the star of the show – you! Your hard work and determination throughout the year are truly worth celebrating. Congratulate your past self for making it here, today. And to make it easy to thank yourself again tomorrow, do yourself a favor: talk to LifeGuy about your plans for[…]
Read moreBet you have no idea how many Americans retire with $1,000,000
First, let me show you how – theoretically – one can retire a Millionaire on a $50,000 income. Then, we’ll see how one can become a millionaire by retirement age with just the cost of a coffee a day, or $5/day contribution (if starting early enough). For this, I like to use an official compound interest calculator from INVESTOR.GOV –[…]
Read moreHow to make $1,000,000 by retirement? Start NOW!
One of the most asked question I get: “What does it take to get to a million dollars in retirement?” The answer is simple: discipline, time and of course, money. In my “Milion Dolar Retirement” Blueprint I’ll show you how you can still reach $1,000,000 in retirement savings even if you missed the boat on saving when you were younger.[…]
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