Author: LifeGuy

If you’re earning $50K or more as an employee, self-employed professional, or business owner, you already know that taxes take a significant bite out of your income – and they don’t stop in retirement. 401(k)s are fully taxable when you withdraw. Roth IRAs have strict income and contribution limits. Market downturns can erase years of savings overnight. That’s why more people[…]

Have You Been Declined for Life Insurance? Here’s How You Can Still Get Covered Being declined for life insurance can feel discouraging – but it doesn’t mean you’re out of options. Many people face rejection from certain insurance companies due to medical history, lifestyle factors, or age. However, that’s exactly why working with an experienced, independent life insurance broker –[…]

Have you been declined for life insurance? It happens, with some companies. That’s why working with an experienced, independent life insurance broker life “The LifeGuy”, can help you find coverage even if you were rejected before. In my 20+ years in this industry, I was able to secure coverage for clients who battled cancer, diabetes, heart disease, stroke, MS and[…]

$1/day for $50,000!? – Yes, if you’re a female age 50 in good health. SAMPLE QUOTE: $50,000 for $39/mo. What is it? Can I qualify? Life insurance with living benefits: terminal illness, cancer and critical illness, disability and retirement benefits. PEACE OF MIND: cash for YOU when you need it most. This life insurance protects your family AND YOU –[…]

YES – you CAN get life insurance if you use(d) medical or recreational MJ/THC. Expect the following questions during underwriting: How many times per day / week / month? Type used? Is it medically prescribed? If so, for what condition? Results you may get: – approved at best rating, if minimal use, ingestion without smoking, with potential to be considered[…]

“Cash Living Benefits from Your Life Insurance” Did you know there are multiple ways YOU can access cash from your life insurance policy? Here’s how: Cash Value Loans, Tax-Free: Borrow against your policy’s cash value without penalties. Retirement Supplement: Use life insurance to boost your retirement income. Disability Income: Get paid if you lose your job due to health issues.[…]

Did Mawmaw Have Life Insurance? Here’s How to Find Out (And Why It Matters for You) Sometimes life insurance policy holders forget to update beneficiaries, sometimes “paid-up” policies where no additional premiums are needed remain forgotten, addresses change and insurance companies don’t know how to contact the policy owners, so they report the policy to the state to be recovered[…]

Get a quote now Check it off your list: Get peace of mind! Life insurance with LIVING BENEFITS (get paid while alive!) All medical issues approved! Rates from $17 – see details below. Complimentary quotes and consultation. No obligation. Just a few questions. Policy underwritten by one of top 50 US companies. #PreparedForLife #PeaceOfMind #LivingBenefits #LifeInsurance #LifeGuyFinancialCenter #IndependentBroker #CompareAndSave  […]

The Unsung Hero of Your Financial Plan: Protecting Your Income with Disability Insurance (“Hands Insurance” and Beyond) Imagine waking up one morning to find that a single injury has robbed you of the ability to do what you do best. For a massage therapist, it might mean no longer being able to soothe aching muscles. For a surgeon, it could[…]

  Today I learned something that really puts life into perspective: even if humans somehow manage to stick around for another 250 million years, we’ll face at least two monumental inconveniences. First, there’s the reformation of Pangea 2.0—a supercontinent likely to recreate conditions that caused one of Earth’s most devastating mass extinctions. Think about it: oceans stagnating, massive volcanic activity,[…]

You can withdraw money out of your Life Insurance when needed in certain situations Do you know someone who needs funds to pay their bills, help to keep a roof over their head, ongoing medical bills? With emergency funds depleted, many people turn to their own life insurance policy for financial help. Did you know that your own life insurance[…]

Your Life – Your Benefits. Benefits when sick and can’t work? Did you know that you can draw cash living benefits from your own life insurance policy when you need it most? Critical or terminal illness? Retirement needs? Pay your bills? Imagine being in pain, can’t work: How will you cover your living expenses? If your life insurance doesn’t have[…]

Life insurance that pays YOUR bills? You probably already did the responsible thing and got life insurance because you love your family. Your loved ones will be ok, but should your life insurance also take care of YOUR needs? IT CAN – if you set it up right! The NEW Life Insurance with Living Benefits  If you got your life[…]

Life is full of unexpected events, and even the most careful individuals can find themselves sidelined by an injury or illness. But what happens when that injury affects your ability to work and earn a living? For one dentist, a simple game of golf turned into two years of financial stress—but thankfully, we were there to help.   **The Incident:**[…]

Certainly! Here’s a brief outline for an article on the “Return of Premium” (ROP) rider that you can use to engage your audience: — ### “Did You Know You Can Get All the Money You Paid for Life Insurance Back?” Many people think of life insurance as an expense with no return unless something happens to them. But did you[…]