YES – you CAN get life insurance if you use(d) medical or recreational MJ/THC.
Expect the following questions during underwriting:
- How many times per day / week / month?
- Type used?
- Is it medically prescribed? If so, for what condition?
Results you may get: – approved at best rating, if minimal use, ingestion without smoking, with potential to be considered at “smoker” rating (even if you don’t otherwise smoke any tobacco) with Table-B rating (50% rate up).
Ask an experienced agent to get you a correct quote rate.
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