If your job offers a sick-pay plan, ask to read the benefits booklet. It is very possible that your plan may only cover you for OFF-THE-JOB injuries and illnesses.
In a world where we spend more than half of our awake hours at work or on the way to/from your job, why would you take a plan that only covers you for non-work related injuries or illnesses? Premiums are similar for plans that offer 24/7 protection, for ANY illness or ON and OFF-the-job injuries or accidents, so ask for a second opinion on your Short-Term or Long-Term income protection (disability insurance). You depend on your paycheck, make sure you do continue to get paid even if you get injured on the job. Workers’ Comp may not provide enough income, or may not pay for certain job-related illnesses.
Ask for a second opinion on available benefits: (239) 466-4466 or email INSURANCE@LifeGuy.com