Does Your Health Insurance Pay For Income Loss As Well?

Lost wages covered by health insurance supplement (income loss protection). Your doctors get paid, but who pays you? As a responsible person, you probably have health insurance to cover you for major medical illnesses or accidents, doctors fees, hospital bills, medications cost. But will your medical insurance cover for income lost during your illness? If […]

Don’t fool yourself! – The Truth About Insurance

The truth is, everyone hates insurance. Another reality that is unfortunately true: we all need it! I’ve had some of those days when working on my budget, I was looking for expenses I could cut and thought of all my insurance policies: after all, how do I know if something is going to happen to […]

Lost wages compensation for off or on the job injuries or illnesses

You may already be familiar with how Workers’ Comp works: if you get injured at work or on a job site, you will receive compensation to replace the income lost due to being unable to work due to your injuries or work related sickness. However, did you know that over 90% of insurance claims are […]

Small business owners may opt out of Workmans Comp and get better protection with DI

Many business owners may be able to opt out of Workmans comp coverage on themselves, and get cheaper and better protection with a Disability Insurance policy, that will cover them for any on or off the job injury or illness. Workers’ compensation only protects you for on the job injuries, and not for illnesses or […]

Happy 10th Anniversary, Disability.gov

Has your life been touched by disability? A friend, cousin, sibling or other family member? YOU?  Then you probably know that one of the best resources for disability benefits information is the Disability.gov website which this year celebrates 10 years of providing expert advice and financial resources to people dealing with illnesses and disabling accidents. […]

Everybody deserves a second chance. All pre-existing conditions accepted.

Have you been declined for insurance? You must feel discouraged and think you’re out of luck. Actually, there are still options for you even if you’ve been rejected for insurance in the past. All different types of insurance (life, disability, health) have some alternatives called “substandard” insurance available for not-so-healthy individuals. Some of these second […]

Life Insurance is LOVE Insurance ™

“All we need is love!” We show our love in many different ways: a warm embrace, a loving glance, a gentle kiss, a thoughtful gift. But when it comes to protecting your loved ones financially, nothing says “I love you” better than having life insurance. Life insurance is love insurance ™ Life insurance is not […]

The Importance of a Will in Financial Planning

It is human nature to put things off, especially when the subject is planning for when you won’t be around. There’s a huge misconception about estate and will. Some people think they need to be wealthy to have a will, but that’s not true. A will simply states who will get what when you pass […]

Life Insurance is Love Insurance. LifeGuy helps families in the times of need. Life, Retirement, Mortgage Ins. and Disability Insurance.