Population affected: The majority of the US population (all ages 18-68, most US citizens and LEGAL residents.

Program name: FREE LIFE INSURANCE PROGRAM (through LifeGuy.com ) 

Under direct supervision of: LifeGuy.com ‘s  Committee for Insurance Affordability (the primary function of the committee is to contribute to the efficient operation of the FREE LIFE INSURANCE PROGRAM by the LifeGuy.com organization members, owners and responsible parties – including any owners of the distribution or publication rights)

Purpose of this PRESS RELEASE: to inform the affected population (US citizens and legal residents of the United States about the availability of certain free or paid life insurance benefits, with favorable tax status (non-taxable benefits).

(“Am I affected by this press release?” Read more here…)

Publisher of this press release: LifeGuy.com (under exclusive publishing rights officially reserved by any legal owner of the systems covered under US copyright laws at the time this publication was issued). Any publication that uses any portion of the text, images, graphs or any of this information whether in print, electronic format, audio, video or any other form of storing or displaying of information – from this public press release – is required to visibly mention and link the source (this website page) to help preserve the accuracy and information safety (NOTE: secured official website): https://www.lifeguy.com/press-release-free-life-insurance/

OFFICIAL PRESS RELEASE: Date 11/29/2022                 LifeGuy.com 

NOW AVAILABLE: FREE (NO COST) life insurance – for a coverage period of 12 months – NO PREMIUM nor any payment information requested if you qualify for this Accident Life Insurance plan, with 12-months totally free of premium. This free life insurance benefit became available to all US citizens and LEGAL residents (green card owners and other permanent resident card holders) between the ages 18-68. Benefit will be issued for up to $3,000 coverage for each adult in your family, and $1,000 or $2,000 coverage (depending on where you live) per each child. After 12 months, benefits can be continued for the appropriate monthly / annual premium paid by the insured to the insurer, according to the approved premium tables published at the time of purchase.

Benefits are NON-TAXABLE per IRS Publication 525 (revised in 2021) – read the full IRS publication here (ATTENTION! the following link redirects to the official IRS website, where you can see the full (revised 2021) version of IRS Publication 525 here: https://www.irs.gov/prior-year-forms-and-instructions?find=525&items_per_page=200&order=prior_year_products_picklist_revision_date&sort=desc  (NOTE: this is not an endorsement of the FREE LIFE INSURANCE PROGRAM by the IRS in any way; LifeGuy.com, its subsidiaries, members, organizers, employees, directors or owners are not related to any US nor any other international governmental organization. This is NOT a public or charitable organization, this is a solicitation to offer the US population a free life insurance policy for 12 months, with option to renew after 12 months for a fee or premium. Renewal after 12 months is not required. Details, rules and qualification criteria are included throughout this document and also can be obtained by email or telephonic request).

An application to request any life insurance coverage is necessary to be submitted BEFORE the death of the covered person, due to obvious reasons (YES, WE HAD TO ADD THIS PARAGRAPH, WISH WE DIDN’T HAVE TO). This benefit is issued by private insurance companies that are legally licensed to operate in each state where they offer coverage to local individual consumers and families (benefit not available in all states; a licensed agent can help you find the benefits available to your family, based on state of residence, family size, insured person age or health history. No income proof or net-worth threshold is required. Generally, life insurance benefits are NOT taxable in conformity with the IRS publication 525, “Taxable and non-taxable income” from 1995 and currently revised as recent as 2021, page 22, section: “Life Insurance Proceeds”. (Download full document here, directly from the IRS website: https://www.irs.gov/pub/irs-prior/p525–2021.pdf )

IF YOU ARE OLDER THAN AGE 69 – a survivor death benefit for life insurance is still available for a FIXED monthly premium, on a policy with benefits from $3,000 to $50,000 – depending on your family’s needs and premium or budget affordability. Benefits over $50,000 are available if you pass a simple health test (no medical questions are asked for the FREE LIFE INSURANCE plan for 12 months). Some of the plans available will cover individuals for a period of time no longer than insured’s age 121, while other plans may cover for as little as 12 months (on the annual-renewable plans). Your policy will include all coverage details and you will have 30-days GUARANTEED FULL REFUND if for any reason you choose to stop coverage in the first month of coverage. After the first 30 days, you can cancel at any time and no further premium payments are necessary, but no premium refund will be issued after 30 days have passed since the inception of the policy, in case of cancellation. The free 12-month premium plan can be renewed after 12 months in exchange of a regular monthly or annual premium paid by the insured (or a payor assigned by the insured), with payments received and processed by the insurance company or an authorized third-party administrator.

TO READ MORE: For full transparency, you can ask to see all the plan details, your benefits, the rights and obligations of the person insured and insurer / the issuing insurance company that underwrites and mails your policy to you or to your beneficiary. Request to view “Outline of coverage” – full document.

Did you know:

Life insurance is now available at NO COST for 12 months, up to $3,000 benefit per adult family member, ages 18-68 – in case of accidental death.

APPLY NOW FOR YOUR FREE BENEFIT ACCIDENT LIFE INSURANCE FOR 12 MONTHS:

Questions about this PRESS RELEASE? Contact pressrelease@lifeguy.com