Life insurance that pays YOUR bills?
You probably already did the responsible thing and got life insurance because you love your family. Your loved ones will be ok, but should your life insurance also take care of YOUR needs? IT CAN – if you set it up right!
The NEW Life Insurance with Living Benefits
If you got your life insurance policy this century, it is likely that your life insurance has many benefits payable directly to YOU – cash in hand when YOU need it: cash for your bills, cash for keeping a roof over your head (rent, mortgage), cash for replacing lost income if you get sick or hurt and can’t work. These benefits can save your finances and your family’s future right when you need it most. Benefits can be paid to you in a monthly payout (disability income) or a lump sum (critical illness benefits). You probably know of family members or friends that got diagnosed with cancer or had a stroke, heart attack – could they have been better off financially with a lump-sum check of $50,000 to take care of their health, their bills, their family? They probably didn’t know that their life insurance can pay them, while alive if set up right. Don’t make the same expensive financial mistakes – ask for LIVING BENEFITS.
Living Benefits (of Life Insurance) – How much does this cost?
Now that you know about the living benefits of life insurance, you probably wonder how expensive this coverage can be. I will give you the exact answer to this (can be as low as $15-50/mo) but first, some comparison is needed: is your phone in your pocket insured? If so, you may be paying monthly fee to cover this ~ $1,000 one-time payout. Now, compare that to your income: could you lose your job if you fall and break the wrong finger? Is your ability to earn a paycheck an asset that should be covered? Some would argue that’s actually your most valuable asset, the glue that holds everything in your life together and allows you to build your future the way you want it.
When do you need LIVING BENEFITS on your Life Insurance?
What if you can’t work and run out of sick days? When PTO days are gone, how will you pay your bills? That phone in your pocket will not likely pay your bills month after month. What you need is critical illness benefits (cancer, stroke, heart attack) and paycheck protection (disability income when you can’t work due to any medical reason) – either as a stand-alone or add-on riders on your life insurance policy. Next time you pull your life insurance policy out, make sure to check if it can pay YOU when in need. If not, let’s talk and I can help you add this valuable coverage that can provide cash when needed most.
Is YOUR life insurance paying YOU when you need it?
Ask for a FREE QUOTE
1-877-LIFE-GUY
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