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I recently helped a client age 42, in good health who needed about ten years of coverage for his family, to cover his $360,000 mortgage and help the family if something happened to him. Funding children’s education was important for his family, so we added that to the benefit. After calculating the family’s needs over the next ten years, we came up with close to one million in coverage needed.
I found him a ten-year term, preferred-plus rate – for just about a dollar a day, covering $1,000,000 benefit with Banner Life (Legal & General), Corebridge and few other companies. He preferred Corebridge because they offer some living benefits he was interested in, at no additional premium. Underwriting was fast and within a week, he had a policy and peace of mind for his family.
$1,000,000 Term Life for $29/mo.*
*Male, age 42, non-smoker, Preferred Plus rate for 10-year Term
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