save money | LifeGuy Financial Center https://lifeguy.com Keep Your Promises, No Matter What. Life | Income | Retirement | Health Thu, 27 Mar 2025 18:39:22 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.2 https://lifeguy.com/wp-content/uploads/2023/03/cropped-LifeGuy-logo-new-square-white-bg-32x32.jpg save money | LifeGuy Financial Center https://lifeguy.com 32 32 Smoker or Non-Smoker? How Insurance Companies Decide https://lifeguy.com/smoker-or-non-smoker-how-insurance-companies-decide/ Sat, 11 Mar 2023 13:53:15 +0000 https://lifeguy.com/?p=620 Free online quotes: compare SMOKER vs. NON-SMOKER rates: COMPARE LIFE INSURANCE QUOTES   Who is Considered a Smoker for Insurance? “Will my nicotine patch increase my life insurance rate? How about those ‘gummies’?” I’ll show you how to avoid smoker “penalties” and help you lower your life insurance premiums by 15 to 40% or even more, if your usage is[...]

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