Long-Term Care consists of medical and non-medical services provided to people with chronic illnesses or disabilities. Most long-term care services assist people with activities of daily living like dressing, bathing, eating and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. The need for Long-Term Care could arise at any age.
To see the average cost of nursing home and long-term care in your state, click the map below:
To cover the high costs of long-term care, it is recommended to get Long-Term Care Insurance.
Long term care insurance doesn’t replace the need for care. It provides flexibility and allows the family to give better care for longer periods of time. It also minimizes the need for children to decide between their inheritance and the level of care for their loved one.
LTC offers the opportunity to use OPM (other people’s money) giving the family the authority to hire professional caregivers to do the heavy lifting.
Get a LTC Insurance quote below: