Declined, Rejected, Postponed or Rated for Insurance? You still have options

Do you find it hard to get the insurance you need? As independent insurance brokers, we have a large portfolio of “A” rated insurers that allows us to find great coverage even if you have been declined before. Life Insurance, Disability Insurance, Long-Term Care, Medicare Supplements, Final Expense – we have the solutions you need.

Not all insurance companies are created equal. There are carriers that cater to customers with dangerous occupations or with extensive health issues, which may be considered uninsurable by other insurance companies. Some other companies may decline you if they consider that you’re over-insured or if you’re beyond the insurable age, while others don’t have such limitations.

If you or someone you know have been denied or rated in the past for insurance, contact us for a second opinion and we’ll find a carrier that may reconsider offering the much needed insurance coverage.


Call 877-LIFE-GUY (1877-543-3489) or email


Author: LifeGuy

Daniel LifeGuy Dragan has 125 posts in this blog.

Daniel is a dedicated insurance expert with a focus on helping individuals, families and small businesses avoid financial disasters with Life Insurance products, Paycheck Protection (Disability Insurance), Retirement planning, Cancer and Critical Illness Insurance, executive and business protection plans. With his comprehensive knowledge and experience in financial protection, Daniel can help save money as well as get all your insurance premiums returned to you if you didn't use any of the benefits. "Return of Premium" insurance is one of Daniel's strengths and along with his personal approach to his customers' needs, one of the main reasons his clients are referring him to friends, family and business partners. Daniel offers free financial consultations and can be reached by email at or phone: (239) LIFE-GUY or 239-466-4466

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