Who would pay your bills and mortgage or rent, when you’re sick and can’t work?

Let’s start with a short test:

Name three people who would be willing to pay your bills, groceries, mortgage or rent in case you become sick and can’t work:

1. ______________

2. ______________

3. ______________

 

If you’re having trouble finding even one person that you can rely on paying your bills, then you need to make sure you have protection in place, for situations when you would be out of work due to an unexpected accident or illness.

Protecting your paycheck or income is not a new concept. Some corporations offer some form of short-term or long-term disability insurance to their employees, which usually covers between 40% to 60% of their income (and those benefits are taxable). If you’re one of the lucky employees that has DI benefits, you should still consider getting your own disability insurance policy to cover the gap left by your employer’s policy.  Plus, the individual policy is portable: you take it with you if you change jobs, or even in case of involuntary job loss. Yes, a disability insurance policy will pay you a monthly benefit even if you were (involuntarily) out of work at the time you broke your arm/leg/back or got diagnosed with a disabling illness.

Ask to talk to a disability insurance specialist today:  877-LIFE-GUY  or  IncomeProtection@LifeGuy.com

Author: LifeGuy

Daniel LifeGuy Dragan has 123 posts in this blog.

Daniel is a dedicated insurance expert with a focus on helping individuals, families and small businesses avoid financial disasters with Life Insurance products, Paycheck Protection (Disability Insurance), Retirement planning, Cancer and Critical Illness Insurance, executive and business protection plans. With his comprehensive knowledge and experience in financial protection, Daniel can help save money as well as get all your insurance premiums returned to you if you didn't use any of the benefits. "Return of Premium" insurance is one of Daniel's strengths and along with his personal approach to his customers' needs, one of the main reasons his clients are referring him to friends, family and business partners. Daniel offers free financial consultations and can be reached by email at Daniel@LifeGuy.com or phone: (239) LIFE-GUY or 239-466-4466

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