The most dangerous job in US, according to the Bureau of Labor and Statistics, is commercial fishing.
An obvious need for income protection, short-term and long-term sick pay
You remember the reality TV show, The Deadliest Catch? The series only gives a glimpse of the dangers of deep sea fishing. The need for income protection and even life insurance is obvious for fishermen. But all occupations have a certain degree of risk. Even if you work in an office, chances are that you will face some type of illness or injury that will impair you from doing your job at 100% capacity, for 3 months or longer. With the right income protection plan, it does not matter if your accident or illness occurred on the job or while driving to work, playing tennis, jogging or due to any other causes. If you can’t work or function at full capacity at your job, you will start receiving a monthly check to replace the % of income lost.
So, whether your job exposes you to obvious dangers or you feel that you’re protected by your office’s four walls, if you depend on your income and set your alarm every morning to go to work, then you have an income to protect. Disability insurance (long-term and short-term DI) is what you need. LifeGuy can help protect any occupation: executives, doctors, to carpenters and deep sea fishermen.