“Which job would YOU choose?” How to increase employees retention and loyalty

Your employees are the heart of your business What makes your business valuable? Great service, good products, happy employees. Trusted loyal key employees are hard to find, but when you find them, you better keep them happy! Make sure your employees are encouraged to stay with you, by providing certain benefits sometimes at no extra […]

Does Your Health Insurance Pay For Income Loss As Well?

Lost wages covered by health insurance supplement (income loss protection). Your doctors get paid, but who pays you? As a responsible person, you probably have health insurance to cover you for major medical illnesses or accidents, doctors fees, hospital bills, medications cost. But will your medical insurance cover for income lost during your illness? If […]

Don’t fool yourself! – The Truth About Insurance

The truth is, everyone hates insurance. Another reality that is unfortunately true: we all need it! I’ve had some of those days when working on my budget, I was looking for expenses I could cut and thought of all my insurance policies: after all, how do I know if something is going to happen to […]

Life Happens! We Have Solutions. Financial protection for you, your family and your business

Event-based Solutions Our experienced advisors can help you with customized protection solutions for your life’s biggest events: Saying “I do” Being a parent Single and independent Buying a home Owning a business Life changes all the time. As we encounter new situations, our protection needs change as well. LifeGuy is here to help with the […]

Challenge accepted: Jennifer Love Hewitt, I will insure you!

Challenge accepted: Jennifer Love Hewitt, I want to insure your boobs! I would normally stay away from sensationalist news, but this one relates to my business: Jennifer Love Hewitt said during her interview on USA Today that she would insure her breasts for $2.5 million, even though she values them at $5 million. It sounded […]

How to Get Insurance Discounts

Insurance is one of those things that you don’t want to deal with, but at the same time you can’t live without it. So, if you have to get insurance against certain risks, why not check to see if you qualify for insurance discounts. Employer discounts vary from 10 to 45%; Check HERE to see if […]

Lost wages compensation for off or on the job injuries or illnesses

You may already be familiar with how Workers’ Comp works: if you get injured at work or on a job site, you will receive compensation to replace the income lost due to being unable to work due to your injuries or work related sickness. However, did you know that over 90% of insurance claims are […]

Invisible illnesses can steal your paycheck

Did you ever have to park far from the main entrance at a shopping center, just to see someone parked in a “handicapped” spot who comes out of the car and is not in a wheelchair? You may be tempted to think that they’re just taking advantage of the system or just using a relative’s […]

Everybody deserves a second chance. All pre-existing conditions accepted.

Have you been declined for insurance? You must feel discouraged and think you’re out of luck. Actually, there are still options for you even if you’ve been rejected for insurance in the past. All different types of insurance (life, disability, health) have some alternatives called “substandard” insurance available for not-so-healthy individuals. Some of these second […]

Life Insurance is LOVE Insurance ™

“All we need is love!” We show our love in many different ways: a warm embrace, a loving glance, a gentle kiss, a thoughtful gift. But when it comes to protecting your loved ones financially, nothing says “I love you” better than having life insurance. Life insurance is love insurance ™ Life insurance is not […]

Why do people get life insurance?

Most people get life insurance for the death benefit, providing peace of mind that their loved ones will be taken care of, if the insured dies prematurely. Not too many people are aware of the “living benefits” of life insurance: cancer benefits, heart attack or stroke benefits paid at first diagnosis (money that can be […]

Sick Pay – What Business Owners Need To Know

Few employers are aware that if they continue paying the salary of a disabled employee without a written Qualified Sick Pay Plan (or QSPP) in place prior to the disability, the payments they make lose the deductibility as a wage expense. This will be considered as an “ad-hoc” sick pay plan, and few people are aware of […]

Life Insurance is Love Insurance. LifeGuy helps families in the times of need. Life, Retirement, Mortgage Ins. and Disability Insurance.