Life Happens! We Have Solutions. Financial protection for you, your family and your business

Event-based Solutions

Our experienced advisors can help you with customized protection solutions for your life’s biggest events:

Life changes all the time. As we encounter new situations, our protection needs change as well. LifeGuy is here to help with the new challenges life brings you, your family or your business.

Getting married

Saying “I Do”

Planning a wedding, or newly married? Congratulations! As you begin your new life together, you want to ensure that the plans and dreams you share can come true.

As newlyweds, it’s important to begin planning for a secure financial future. LifeGuy has a large portfolio of  life, disability income and critical illness insurance plans that are flexible and can be tailored to fit your needs and budget. We’re here to assist you in identifying the right financial solutions for your specific situation.

Life Insurance 

Significant life events

Significant life events (Photo credit: Wikipedia)

Since most couples today depend on two incomes, life insurance is essential in the event of a premature death. Proceeds from a life insurance policy provide a surviving partner the funds to replace lost income and cover unplanned expenses at a difficult time. An expert in life insurance products is available to explain the various types of life insurance available and the benefits each can deliver. For example, in addition to providing financial protection on your life, our permanent life insurance plans build cash values you can use for future needs such as emergencies, education expenses, starting a business or a new career – even supplemental retirement income.

ASK FOR A FREE QUOTE

 

Disability Income Coverage

A disability income insurance policy protects your most valuable asset – your ability to earn a living. If one of you became disabled due to a serious illness or accident and could not work, it would probably mean a dramatic change in your lifestyle. A disability income policy can provide monthly income to help pay your living expenses while you are disabled.

ASK FOR A FREE QUOTE

 

Critical Illness Insurance

If you or your spouse were stricken with a serious illness such as cancer, a heart attack or stroke, how would you manage your monthly bills, much less medical expenses and other costs not covered by health insurance? Today many people survive a critical illness, only to face a difficult financial recovery. Upon first diagnosis of a covered condition, the critical illness insurance policy pays you a cash benefit, just when you need it most. It can help ease financial stress for you and your spouse so you can both focus on your first priority – your recovery.

Financial security doesn’t just happen automatically. Let us help get you started on the right path so you and your spouse can look forward to many years of “happily ever after.”

ASK FOR A FREE QUOTE

 

Being a parent

Nothing changes your life as quickly or as permanently as having a child. To protect your family’s financial security, you probably have additional needs for life, disability income and critical illness insurance—and perhaps a plan to prepare for your child’s education.

Life Insurance 

Latino Children Play Swing

Children Play (Photo credit: epSos.de)

How much life insurance does your family need? Financial obligations multiply quickly for families with young children. Make sure that if you or your spouse died unexpectedly, the money would be there to replace your income and help your loved ones maintain their standard of living.

LifeGuy expert insurance brokers offer a variety of affordable protection plans that can be tailored to fit your family’s unique requirements. For example, our permanent life insurance plans not only offer protection in case of premature death, but also build cash values that can provide funds for future needs, including your child’s education.

Disability Income Coverage

Your ability to earn a living is one of your most valuable assets. However, a disability due to an accident or illness can disrupt that steady income stream your family relies on. If you become disabled and cannot work, a disability income insurance policy pays a monthly benefit so you can provide for your family until you are back on your feet again.

Critical Illness, Hospital Indemnity Plans

If you were stricken with a serious illness such as cancer, a heart attack or stroke, how would your family manage the monthly bills, much less medical expenses and other costs not covered by health insurance? Today many people survive a critical illness, only to face a difficult financial recovery. Upon first diagnosis of a covered condition, your critical illness insurance policy pays money directly into your pocket, just when you need it most. It can help ease financial stress for you and your loved ones so you can focus on your first priority—your recovery.

A hospital indemnity policy can provide benefits in addition to other health insurance coverage. A basic plan covers individuals with certain pre-existing conditions and/or limited funds for health insurance premiums or out-of-pocket costs; the supplemental plan can fill gaps in qualified high-deductible health plans and health savings accounts (HSAs).

Contact us today representative to help you ensure that your family’s lifestyle is secure, no matter what the future holds: call 1-877-LIFE-GUY   or   email   FamilyProtection@LifeGuy.com

 

 

Single and independent

As a single individual relying on one income, it’s especially important to consider your long-term security. We can help you create a financial safety net with flexible plans that can be tailored to fit your needs and budget. If you’re also a single parent, we can help ensure that your children are secure in the event something should happen to you.

Life Insurance 

Life insurance is the foundation of a sound financial plan. If you have children or other family members who count on your support, it is a necessity. A LifeGuy expert advisor can explain the various types of life insurance available. For example, our permanent life insurance plans not only offer protection in case of premature death, but also build cash values that can provide funds for future needs such as emergencies, education expenses, starting a business or a new career-even supplemental retirement income. Life insurance can provide funds for final expenses, including funeral costs, medical bills and other expenses that may follow a death.

Disability Income Coverage

Disability income insurance from our top carriers protects your most valuable asset-your ability to earn a living. If you were disabled by an accident or serious illness and unable to work, it would probably mean a dramatic change in your lifestyle, perhaps even requiring someone to help care for you. Our disability income coverage provides a monthly income to help pay your living expenses while you are disabled or unable to work.

Critical Illness and Hospital Indemnity Plans

Today, many people survive a serious illness, only to be faced with a difficult financial recovery. If you were stricken with a serious illness such as cancer, a heart attack or stroke, how would you manage your monthly bills, much less medical expenses and costs not covered by health insurance? A critical illness insurance or cancer plan pays a cash benefit at the first diagnosis of a covered condition, just when you need it most. This payment can help ease financial stress and allow you to focus on your first priority-your recovery.

Health indemnity: Two types of health indemnity policies are available to provide benefits in addition to your other health insurance coverage: a basic plan for individuals with certain pre-existing conditions and/or limited funds for health insurance premiums or out-of-pocket costs; and a supplemental plan which can fill gaps in qualified high-deductible health plans and health savings accounts (HSAs).

Retirement Solutions

Planning for a secure retirement can be intimidating – but you don’t have to go it alone. We can assist you with retirement funding solutions to accumulate your nest egg, avoid outliving your money and reduce taxes

Single individuals have certain unique financial needs. Contact us today about helping you create a game plan to secure your financial future:  call 877-LIFE-GUY or email  IndividualSolutions@LifeGuy.com 

 

Buying a home

A new home is likely to be your biggest financial commitment ever. Just as adequate homeowners’ insurance is a must, you also need to protect your mortgage. A LifeGuy expert adviser can explain the various types of life, disability income and critical illness insurance plans to help you safeguard your new investment.

Life Insurance

Make sure that if something happened to you, the funds would be there to replace your income and help your loved ones maintain their standard of living. If you or your spouse died unexpectedly, would your family be able to keep their home? It’s essential to have life insurance to pay the mortgage for your loved ones if you aren’t there. Our A+ carriers’  life insurance plans offer a variety of options to help you design a policy that will meet your specific needs, including affordable coverage for one or both spouses.

Disability Income Coverage

Disability income insurance protects one of your most valuable assets—your ability to earn a living. If disability due to a serious illness or accident kept you from earning a paycheck, the monthly income from a disability policy would help pay your mortgage and other living expenses. We have access to disability income plans that are flexible and can be tailored to fit your needs and budget.

Critical Illness Insurance

Today many people survive a critical illness, only to face a difficult financial recovery. If you were stricken with a serious illness such as cancer, a heart attack or stroke, how would your family manage the mortgage payments and other bills, much less medical expenses and the costs not covered by health insurance? Upon first diagnosis of a covered condition, critical illness insurance pays money directly into your pocket, just when you need it most. It can help ease financial stress so you can focus on your first priority—your recovery.

We want to help you safeguard your investment in your new home. Before you pull the “sold” sign from your front yard, call a LifeGuy representative to discuss your financial protection needs:  239-LIFE-GUY  or email   HomeProtection@LifeGuy.com

 

Owning a business

Would your business survive if you were not there to help make decisions and establish direction? LifeGuy expert advisers have solutions to provide for your family and keep your business operating if you were to die unexpectedly or become disabled by an accident or serious illness.

Life Insurance

Your premature death could seriously impact not only your loved ones but also your business. Make sure you protect what’s important to you with life insurance to fund buy-sell, key person or business-continuation arrangements. Because you own a business, your operation can provide life insurance for yourself and your employees.

Disability Income Insurance

Our agency offers a variety of disability income insurance options for small businesses. Choose a policy that protects your personal income if you are disabled, or a business overhead expense plan that pays your business expenses (employee salaries, rent, lease payments, utilities, etc.). These plans provide a safety net that can help your business survive and your family pay the bills, while you focus on your health concerns.

Critical Illness Insurance

If you were stricken with a critical illness, the future of your business could be jeopardized. A critical illness insurance policy pays a cash benefit directly to you at the first diagnosis of a covered condition, including cancer, stroke or heart attack. This immediate cash payment helps ease the financial impact of a serious illness on your business and your loved ones, so you can devote your energy to what’s really important-your recovery.

Business Solutions

As an employer, you know the importance of a competitive benefits program in attracting and retaining high caliber employees. Our WORKSITE SOLUTIONS plans enable employers to enhance their benefits offerings to employees with voluntary life, critical illness, disability income and hospital indemnity coverage at affordable rates through the workplace. At-work enrollments and payroll-deducted premiums (or even individual employee payments) make it simple for everyone.

Premiums paid by the company for employee life, health and retirement benefits are generally tax-deductible as a business expense. We can help you design a quality, cost-effective benefits package including employer-provided group life and medical reimbursement plans. Call 877-LIFE-GUY or  email  BusinessSolutions@LifeGuy.com

 

Author: LifeGuy

Daniel LifeGuy Dragan has 102 posts in this blog.

Daniel is a dedicated insurance expert with a focus on helping individuals, families and small businesses avoid financial disasters with Life Insurance products, Paycheck Protection (Disability Insurance), Retirement planning, Cancer and Critical Illness Insurance, executive and business protection plans. With his comprehensive knowledge and experience in financial protection, Daniel can help save money as well as get all your insurance premiums returned to you if you didn't use any of the benefits. "Return of Premium" insurance is one of Daniel's strengths and along with his personal approach to his customers' needs, one of the main reasons his clients are referring him to friends, family and business partners. Daniel offers free financial consultations and can be reached by email at Daniel@LifeGuy.com or phone: (239) LIFE-GUY or 239-466-4466

Full Name:
Email:
Phone:
Comments:

Comments

comments

Tags: , , , , , , , , , , , , , , , , , , , , , , , ,



One Comment to "Life Happens! We Have Solutions. Financial protection for you, your family and your business"

  1. […] Life Happens! We Have Solutions. Financial protection for you, your family and your business […]

Leave a Reply

Your email address will not be published. Required fields are marked *

Life Insurance is Love Insurance. LifeGuy helps families in the times of need. Life, Retirement, Mortgage Ins. and Disability Insurance.