Can I insure my hands? Where to get hands insurance

Can I insure my hands?

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Yes, you can insure your hands and it makes total sense: you depend on your hands to do pretty much anything. Hands insurance is a must for almost anyone working with their hands. It is most popular amongst Massage Therapists, Surgeons, and anyone needing their hands for their occupation duties . But how about your back? Your legs? Muscle tissue? Will you be able to work if you damage one of these other organs or body parts?   There is an insurance policy called Disability Income Insurance – which protects your hands as well as all other body parts that help you in your job and everyday activities.

Body part insurance (including hands insurance) will pay a lump sum if you lost use of said body part. Depending on the amount of benefit you’re looking for, the premiums can go pretty high, but are still affordable even for the most common occupations. However, unless you are a star and trying to pull off a publicity stunt with few $million dolars in hands insurance, you may be better off looking at disability insurance which will fit every occupation. If you can’t work because of any illness or injury and have a loss of income, the disability insurance policy will pay you a monthly benefit – this can be paid until age 65 or 70, and can still amount for millions of dollars over time. You may not be a star, but if you depend on your income to pay for your bills, then you NEED disability insurance.

Think of your income potential from now until your retirement: it may amount to few hundred thousand or even few millions of dollars. Isn’t that asset worth protecting? If you think of it, your income is your largest asset you will ever have.

Start protecting your hands and income now! Get a free quote at  or call 877-LIFE-GUY and get multiple options. or


If you’re wondering how much does hands insurance or disability insurance cost, read THIS article.

Author: LifeGuy

Daniel LifeGuy Dragan has 104 posts in this blog.

Daniel is a dedicated insurance expert with a focus on helping individuals, families and small businesses avoid financial disasters with Life Insurance products, Paycheck Protection (Disability Insurance), Retirement planning, Cancer and Critical Illness Insurance, executive and business protection plans. With his comprehensive knowledge and experience in financial protection, Daniel can help save money as well as get all your insurance premiums returned to you if you didn't use any of the benefits. "Return of Premium" insurance is one of Daniel's strengths and along with his personal approach to his customers' needs, one of the main reasons his clients are referring him to friends, family and business partners. Daniel offers free financial consultations and can be reached by email at or phone: (239) LIFE-GUY or 239-466-4466



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38 Comments to "Can I insure my hands? Where to get hands insurance"

  1. Ian Swaby says:

    I’m a chef and interested in a policy for my hands.

  2. Nancy says:

    I’m a massage therapist and would like to insure my hands. Please give me a estimate. I live in FL.
    Thanks, Nancy

  3. Andrea Swearingen says:

    I fractured my wrist several years ago and didn’t have insurance which meant I hand to work sooner than expected. I’m a massage therapist and have heard that the insurance is sometimes sketchy. For you to get the payout there has to be no other alternative to your work. For instance, when I broke my wrist I still had my forearms and my non dominate hand. Due to me having an alternative some insurers wouldn’t payout. Can you clarify for your insurance coverage.

  4. Kristen says:

    I am a massage therapist and am interested in finding insurance for my hands. Do you have sny helpful information. Thank you

  5. lee vines says:

    I am a dj and u wanted to find out about insurance for my hands

  6. Camille Manning says:

    I am a plumber in New York City. I am very interested in insuring my hands and would really appreciate some feedback.

  7. Elsie Coleman says:

    I am a Cosmetologist and I would like to insure my hands.

  8. John says:

    I am a cocktail server for a living right now but I am also looking to become a graphic designer and will be using my hands a lot for that as well do you think it would be good to insure my hands

  9. consuelo chaneco says:

    I want to insure my hands and arms if possible.
    I had been using my arms and hands in m profession. Architectural planning and drawings.

  10. Linda strutt says:

    I am a cosmologists. I would like a quote

  11. errik says:

    Iam a photographer at disney in florida I wanto kno more info on insurance

  12. Desiree Rodriguez says:

    Hi Daniel , I have been a massage therapist for 10 years and would love information on insuring my hands. Thank you!

  13. JESSE A. ALCALA says:

    Yes DANIEL , MY NAME IS JESSE ALCALA.Ive been a Surgical Technology for 24 years. eventually i want to get my surgical first assist . Please send me some Literature on what i need to do to Insure my hands.Qoutes, premiums , & benefits would be GREATLY APPRECIATED. THANK YOU, J JESSE A. ALCALA.

    • LifeGuy says:

      Hi, Jesse! I just sent you an email; need more info from you. I can get you quotes from a few different companies and you can choose the best rates.

  14. Mary says:

    I am a Massage and i work in Key biscayne i world lije to know how much do I have to pay at month if I want to get at least 4000 a month if I can’t use my hands or get injured I am 33 years old

  15. Tina says:

    I am a dental assistant and it is my hands I would like to insure.

  16. […] writing my article last year ”Can I insure my hands?” , seems like the most common question I get lately is “So, how much is it to insure my […]

  17. Tracy says:

    How much is it to insure my hands, I work with them

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