Can I insure my hands?
Yes, you can insure your hands and it makes total sense: you depend on your hands to do pretty much anything. Hands insurance is a must for almost anyone working with their hands. It is most popular amongst Massage Therapists, Surgeons, and anyone needing their hands for their occupation duties . But how about your back? Your legs? Muscle tissue? Will you be able to work if you damage one of these other organs or body parts? There is an insurance policy called Disability Income Insurance – which protects your hands as well as all other body parts that help you in your job and everyday activities.
Body part insurance (including hands insurance) will pay a lump sum if you lost use of said body part. Depending on the amount of benefit you’re looking for, the premiums can go pretty high, but are still affordable even for the most common occupations. However, unless you are a star and trying to pull off a publicity stunt with few $million dolars in hands insurance, you may be better off looking at disability insurance which will fit every occupation. If you can’t work because of any illness or injury and have a loss of income, the disability insurance policy will pay you a monthly benefit – this can be paid until age 65 or 70, and can still amount for millions of dollars over time. You may not be a star, but if you depend on your income to pay for your bills, then you NEED disability insurance.
Think of your income potential from now until your retirement: it may amount to few hundred thousand or even few millions of dollars. Isn’t that asset worth protecting? If you think of it, your income is your largest asset you will ever have.
Start protecting your hands and income now! Get a free quote at Quotes@LifeGuy.com or call 877-LIFE-GUY and get multiple options.
If you’re wondering how much does hands insurance or disability insurance cost, read THIS article.